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Community Title is a form of land subdivision that enables shared property to be created within conventional Torrens title subdivisions. It is essentially a horizontal form of strata title. Community title is common ground.
NSW has witnessed significant growth in the use of community title since its introduction in this state in 1989. As of June 2007 there were 450 community title schemes registered in NSW accounting for approximately 144,000 residents.
In contrast with a Strata Title scheme, where the lot owner is responsible for anything within the boundaries of the lot, whilst paying a levy towards the upkeep and maintenance of shared facilities, Community Schemes tend to be more geared towards more complicated structures often involving different types of buildings which in turn can also then be held under different title types.
In terms of responsibility the lot owner in a strata scheme is responsible for maintaining everything within the space of their lot (but not the actual structure of the building) as well as for the upkeep of the scheme's common property (which includes the structure of the building).
In contrast, the lot owners in a Community scheme are generally responsible for maintaining any structures on their lots including the buildings, everything inside those structures as well as the upkeep of any common property.
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